Halfway through 2026, the numbers tell a clear story: homes across Goshen and Elkhart are selling quickly, close to full asking price, and demand hasn't let up. Here's what the data actually shows — and what it means whether you're thinking about listing or buying.
The county at a glance
From January 1 through July 16, 2026, 677 homes sold across Elkhart County. The median sale price landed at $255,000, with an average of $277,456. Homes are moving fast: the median time on market was just 9 days, and sellers are getting nearly full value, with a list-to-sale price ratio of 98.62%.
Not every listed home sells, though. The sell-through rate — the share of listings that actually close — sits at 71.72%. Overpriced homes are the clearest exception to the "sells fast" story: 118 listings expired county-wide without selling. Pricing right from the start still matters more than almost anything else in this market.
As of July 16, 2026, there were 250 active listings, with a median list price of $345,000 — notably higher than the year's median sale price, a gap worth watching if you're pricing a home or budgeting a purchase.
What's happening by neighborhood
Market conditions vary block by block. Here's how five ZIP codes across Elkhart and Goshen compared over the same period.
| Area | Median Sale Price | List-to-Sale Ratio | Median Days on Market (sold) |
|---|---|---|---|
| Elkhart 46514 | $240,000 | 98.35% | 12 days |
| Elkhart 46516 | $203,000 | 99.25% | 9 days |
| Elkhart 46517 | $228,000 | 98.86% | 7 days |
| Goshen 46526 | $270,000 | 99.37% | 8 days |
| Goshen 46528 | $286,000 | 98.43% | 6 days |
A few things stand out:
- Elkhart 46516 has the highest sell-through rate in the county — 87.9% of listings there sold, meaning nearly 9 in 10 homes that list, sell.
- Goshen 46528 has the fastest median time to sale in the group, at just 6 days, with Elkhart 46517 close behind at 7 days.
- Goshen 46526 sellers are getting the closest to full price, averaging 99.37% of list price.
- The most active price band countywide is $200,000–$350,000, where 507 of the year's 677 sales happened — this is where competition is sharpest.
What this means if you're selling
A 9-day median time on market and a 98%+ list-to-sale ratio both point the same direction: well-priced homes in good condition are moving quickly, often at or close to asking. That's a strong environment to sell in — but the 118 expired listings are a reminder that "the market is hot" doesn't rescue an overpriced home. Pricing strategy still decides the outcome more than timing does.
What this means if you're buying
Fast sales and high list-to-sale ratios mean less room to negotiate on the right home, especially in the $200,000–$350,000 range where most of the year's activity is concentrated. Getting pre-approved and ready to move before you find the home — not after — makes the difference in this kind of market.
About these numbers
Source: Elkhart County Board of REALTORS® MLS (ECBOR)
Data period: January 1, 2026 – July 16, 2026. Residential property class (RE) only.
A mid-year look at Lisa's numbers
Over this same period, Lisa Collio closed 17 home sales totaling $3,273,899 in volume, ranking #59 out of 328 agents in the Elkhart County Board of REALTORS® MLS (ECBOR) — placing her in the top 18% of all Elkhart County REALTORS® for the period.
Frequently Asked Questions
Is now a good time to sell in Elkhart County?
Homes are selling quickly and close to asking price countywide, which generally favors sellers — but pricing still has to be right. Overpriced homes are sitting or expiring even in this market.
How fast are homes selling in Goshen and Elkhart right now?
The countywide median was 9 days as of mid-2026, with some ZIP codes, like Goshen 46528 and Elkhart 46517, seeing homes sell in under a week.
Are buyers still getting homes below asking price?
Not typically. The countywide list-to-sale ratio was 98.62%, and several ZIP codes topped 99% — meaning most sellers are getting very close to their full asking price.
What price range is most competitive right now?
The $200,000–$350,000 range saw the most activity, with 507 of the year's 677 countywide sales falling in that band.
Does every listed home sell?
No — the countywide sell-through rate was 71.72%, and 118 listings expired without selling, almost always tied to pricing.
Final thoughts
Numbers like these change every few months, which is exactly why a mid-year check-in is worth doing rather than relying on last year's headlines. If you're weighing a move — buying or selling — in Goshen or Elkhart, the best next step is a conversation about what these numbers mean for your specific situation.
Lisa Collio
Real Estate Agent in Goshen and Elkhart, Indiana
Seniors Real Estate Specialist (SRES®)
Helping buyers and sellers navigate the Goshen and Elkhart real estate market
Call (574) 370-5410 · Send a text · lisacolliorealtor.com
Hablo español · Serving Goshen and Elkhart, Indiana
RE/MAX Results, The Viruez Team
All market data is sourced from the Elkhart County Board of REALTORS® MLS (ECBOR) and covers the period January 1, 2026 through July 16, 2026. Statistics include residential property class (RE) unless otherwise noted. Information is deemed reliable but not guaranteed. Data is subject to change. Lisa Collio's ranking is based on sold unit and volume data within the ECBOR MLS system as of July 16, 2026.
